|
Property belonging to the tenant is not insured by
any policy taken by the landlord. It is the responsibility
of the tenant to make their own arrangements. Under
this policy, tenants can insure their own Contents
whilst in the rented property.
Tenants Contents Insurance – Summary of Cover
The policy automatically includes cover for Frozen
Food, Theft of keys to the property, and Loss of Metered
Water and Oil. Also if the property is made uninhabitable,
alternative accommodation up to a maximum of 30% of
the sum insured can be claimed.
Further, under the liability section of the policy
up to £2,500 can be claimed for Accidental Damage
to the landlord’s buildings, contents, fixtures
and fittings.
All claims are subject to a £100 excess.
Option of Personal Possessions Cover
This is an optional section available under the Tenants
Contents policy.
It covers loss or damage to Personal Possessions while
in the U.K, Republic of Ireland, Channel Islands and
Isle of Man, and whilst temporarily removed elsewhere
in the world for up to 60 days in any one period of
insurance.
Two levels of cover are available being either £2,000
or £3,000.
Pedal Cycles (*£400 each), Clothing and Personal
Effects (including Valuables, jewellery, watches, furs,
binoculars), Musical, photographic and Sporting equipment
as well as Personal Money (£500) and Credit Card
liability (£250).
Single item limit of £2000 (unspecified). Must
specify items exceeding £2000 in value.
The minimum premium is £60.00 + IPT.
Policies are administered by Heath Lambert Insurance
Services.
Full policy details are available upon request.
Get a quote on-line |
